How to pay NHIF

Every member who is registered with NHIF whether self-employed or employed is required by law to pay its contributions.

If you are self-employed, your monthly contribution is Ksh 500 while for an employee the amount ranges from Ksh 150 to Ksh 1700 which is determined by your monthly gross salary.

To know how much you ought to pay, view a graduated salary scale from this article.

Below are three different ways you can use to pay NHIF contributions for self-employed persons;

  1. Pay through NHIF paybill number 200222. Enter your ID number as your account number
  2. Pay through banks like Cooperative Bank, Kenya Commercial bank (KCB), National Bank (NBK), and Equity bank. Your membership number will be the account number in this case.
  3. Redeem your safaricom bonga points, by dialing *126# , select Lipa na bonga points option and enter 200222 as the NHIF paybill number and your ID number as the account number.

For employees, their employer remits the deductions to NHIF on behalf of the employees.

The process of payment for an employer is the same as for self-employed persons above but the difference is that a byproduct number is used as the account number instead of ID number .

To learn how to generate a byproduct number, read the employer blog post.

How to pay NHIF via mpesa

  1. Go to M-pesa menu
  2. Select Lipa na M-pesa  
  3. NHIF Paybill number :200222
  4. Account number: Your ID No
  5. Amount: No of months * 500

How to pay NHIF penalty via mpesa

  1. Go to M-pesa menu
  2. Select Lipa na M-pesa  
  3. NHIF Paybill number:200222
  4. Account number: Your IDNoY  e.g. 24557698Y (make sure you include the Y after the ID No.  Don’t put a space between the ID no and Y)
  5. Amount: No of months * 250
See also  NHIF cover limits

Be keen while paying for contributions and penalties. Don’t total them up and pay them as one payment.

If you pay them as one,your account will remain inactive and you will have to visit your nearest NHIF branch for the accountant to correct the error.

How to pay contributions and penalties via bank account

You can make your payments in either of these banks: KCB ,Cooperative or National Bank.

You ought to know your membership Number as opposed to your ID Number as banks use this to credit your account.

If you’re paying both contributions and penalties, inform the bank teller so that he or she can credit the appropriate account.

How much will I be charged to pay NHIF via mpesa?

Below are the M-pesa transaction charges that you will be charged when paying for contributions and penalties.

Min(KSh)

Max(Ksh)

Mpesa Charges

1

49

FREE

50

100

FREE

101

500

6

501

1000

12

1001

1500

22

1501

2500

32

2501

3500

51

3501

5000

55

5001
7500

75

7501

10000

87

10001

15000

97

15001

20000
102

20001

35000

105

35001

50000

105

50001

150000

105

NHIF payment deadline

Payments are due on the 9th of every month failure to which you will incur a penalty.

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