How to join Nyati Sacco

Nyati Sacco was established in the year 1977 under the co-operative societies act. It was initially started to serve G4S employees but has now expanded to incorporate other firms mainly in the security industry.

It currently has over 27,000 members from all walks of life.

To join Nyati Sacco;

  1. Download the membership application form from the Nyati Sacco website.
  2. Fill the form with your personal details and next of kin information.
  3. Attach the following documents;
  • A copy of your  National ID  and ATM card.
  • A copy of your latest pay slip.
  • Two coloured passport photos.
  1. Pay a membership fee of Ksh.500.
  2. Upon registration, you will be required to pay a minimum monthly deposit of Ksh.1200 and a minimum share capital of Ksh.3000.

Nyati Sacco types of loans

To qualify for a loan in Nyati Sacco below are the requirements;

  • You must have been a member for a period of at least three months.
  • You must have a minimum deposit of at least Ksh.5000
  • You must fulfill all requirements of a specific loan product.
  • Ensure you have fully filled the loan application form.
  • Ensure you have sufficient number of guarantors. Loans more than one’s deposits ought to have guarantors.
  • An employee should attach the latest 3 pay slips.
  • Attach a copy your National ID and a copy of your ATM card.

Below are the type of loans that Nyati Sacco offers;

Type of loanInterest rate (p.a)Eligible AmountRepayment Period
BOSA Loans   
Normal13.2%3 X shares54 months
Super15.6%3 X shares72 months
Midterm15%3 X shares36 months
Fahari18%3 X shares18 months
Asset Finance15%3 X shares36 months
Emergency 15.6%3 X shares12months
Cash advance8 % p.m3 X shares3 months
FOSA Loans   
Instant2.5% upfront3 X net salary6 months
Super Instant3% upfront6 X net salary12 months
Quick Fix5 %Ksh 5,000 
Fosa flex2 % upfront3 X net salary3 months
Salary advance5% upfront50% net salary1 month

All loans must be guaranteed either by guarantors or collateral such as title deed or log book.

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Nyati Sacco dividends 2020

Nyati Sacco issued a dividend rate of 21% per share and an interest rate of 11.25% on member deposits for the financial year 2020.

Nyati Sacco contacts

You can contact Nyati Sacco customer service on Telkom Lines– 0202679801, 0206990000 and Safaricom lines -0711567582, 0711593190 or email on

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