Businesses to start with 20K in Kenya

If you are looking for a business that is easy to start in Kenya, then this blog post should be of great interest.

There are many ways to make money in Kenya, but we will focus on some of the easiest and cheapest ventures.

We have compiled a list of 10 businesses that will allow anyone with just 20K (20,000) to get started and make money.

Food stall

You can start your own food stall with just 20,000 Kenyan shillings ($200 USD). This is one of the most popular businesses that most people choose because it requires little capital .

A great example is to sell smokies and eggs in high traffic areas. You can also set up a food stall near workplaces so that employees can grab their lunch in your premise.

The only downside is, that you have to put a lot effort in this venture to make it successful.

Start an online store

You can sell clothes or household products online.

You can find a manufacturer to purchase products from then resell them. Or you could create your own product and sell it on Amazon or Etsy.

This will require an initial investment of around 20,000 Kenyan shillings but with the internet you have the opportunity to start earning revenue as soon as possible .

Mitumba Business

If you are looking to sell second hand clothes then this would be the venture for you. You can purchase clothing in bales from suppliers in Gikomba market and resale the clothes in individual pieces.

You could use your social media marketing skills to resell the secondhand clothing.

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Read my blog post on how to start a Mitumba and get more insights on this type of venture..

Car wash

A car wash is an ideal business to start with 20,000 Kenyan shillings.

You can purchase a car wash kit and then set up on the side of a busy road to attract vehicles passing by.

To have a successful car wash,you need to have a good eye for detail, as you will be cleaning and polishing cars.

Housekeeping services

Start by advertising your service on social media networks and then work from there.

You should always have an updated website with clear pricing and contact information in case someone wants to hire you.

Trust is the most important aspect of this business so make sure you are trustworthy.

Small Kiosk

An initial investment of (20K)20,000 Kenyan shillings will be ideal to start a small shop.You can stock an inventory of different types of items which you can later scale up by reinvesting the profits .

Bookkeeping services

This is a profession that doesn’t need much start-up capital. All you need to do is contact small businesses or individuals who might want your services and offer them at the right price for their needs.

You could also specialize in one type of bookkeeping such as auditing or payroll.

Small photography studio

This will require an initial investment of around 20,000 Kenyan shillings. If you are looking to sell photos then this would be the venture for you .

You can purchase a camera and take pictures that either serve as your portfolio or sell on sites like Flickr or Shutterstock.

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If you live in the rural areas, Farming is a good venture to embark on as every human being eats.

If you don’t have enough land, you can lease a small farm for Ksh 5,000 and start growing vegetables for sale in the local markets.

You can later reinvest the profits and do large scale farming.

Ice cream cart

You will need Ksh 15,000 up front for the cart and initial ingredients but after that it is all about time spent running your business.

If you are clever with marketing strategies such as organizing impromptu events or a social media campaign, the amount of profit you can make will increase.

The cart should be manned by someone who is presentable and polite because customer service is crucial to this business model .

Depending on your location (i.e. at an event), it may take time for people to notice the carts presence so it’s good to have some patience.

This is a great opportunity for students and other people with little time or money, as the start-up costs are minimal compared to most businesses in Kenya.

Fruit parlour

Majority of Kenyans are becoming health conscious thus making a fruit selling business a good opportunity.

It is an affordable small scale investment, that has the potential to make huge profits especially in a high traffic area.

You can also offer other healthy snacks and beverages such as vegetable juices, tea and coffee.

E-commerce site

You can set up an e-commerce site and buy items on wholesale from China, then resell the items in Kenya at higher prices.

READ  How to start a successful smokies and eggs business

You can order goods from alibaba and pay the shipping fee for them to be shipped to you.

The shipping fee can be quite high so it is advisable that you start with small quantities first before investing in bulk quantity orders. This tactic helps you reduce some losses due to items that may not sell well.


This blog post is a part of the series on How to Start a Business in Kenya.

Keep coming back for more posts in this series that will help you start your own business from scratch with little investment, and also cover topics like licensing requirements, taxes, and other essentials for starting and running a business in Kenya.

Whether you’re looking to build a high-tech startup or launch a small grocery store, we’ll be here every step of the way!

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